How UMS Works
Getting Started with UMS is Simple!"
‘GET STARTED ALREADY’
Universal Money System (UMS) is a secure and user-friendly digital platform revolutionizing financial inclusion in East Africa by enabling fast money transfers, seamless payment solutions, digital wallets, and business services, all while integrating advanced security, mobile money, banking systems, and Visa ATM access for unmatched convenience and accessibility.
Making Operations Simple
Step by Step
Register
Create a secure account in minutes using your email or phone number to access the UMS platform.
Connect to UMS Features
Seamlessly integrate your bank accounts or digital wallets to unlock full access to UMS's powerful tools.
Transact
Perform fast, low-cost transactions globally, including sending, receiving, and managing funds effortlessly.
Step-by-Step Process

Create a UMS account in minutes with just your email or phone number.

Links your accounts to UMS
Connect your bank accounts or digital wallets to manage your money seamlessly.

Make Transactions
Send money across borders instantly and at low fees, or receive payments effortlessly.

Investments and Savings
Access global investment opportunities and create savings goals to secure your future.

Track and Optimize
Monitor your transactions and get insights to improve your financial health.
Find Out Answers Here

Yes, UMS supports integrations with major accounting software, payment gateways, and more for seamless workflow management.
Simply navigate to the "User Roles" section in the dashboard to define and assign roles with specific permissions.
UMS supports multiple currencies, including UGX, KES,TZS,RWF,BIF,USD, EUR, GBP, and more, with competitive exchange rates.
Universal Money System (UMS) is a secure and user-friendly digital platform revolutionizing financial inclusion in East Africa by enabling fast money transfers, seamless payment solutions, digital wallets, and business services, all while integrating advanced security, mobile money, banking systems, and Visa ATM access for unmatched convenience and accessibility.